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Build a step-by-step plan to knock out your debts using the snowball method, then have it emailed to you as a PDF. The math runs in your browser — your numbers are only sent to us if you ask us to email you the PDF.
The snowball method: pay the minimum on everything, then throw every spare dollar at your smallest balance. When it dies, its payment rolls into the next one — the snowball grows. It's not the mathematically cheapest method, but it's the one people actually stick with, because quick wins change behavior.
| Order | Debt | Balance | APR | Paid off | Interest paid |
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